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# Four Points Wealth Management

Your Wealth, Onward

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## Posts

- [Resources](https://fourpointswealth.com/resources/) - [et_pb_section fb_built=”1″ _builder_version=”4.9.10″ _module_preset=”default” background_image=”https://fourpointswealth.com/wp-content/uploads/2021/08/HeaderImage.png” custom_padding=”130px||130px||true|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.9.10″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.9.10″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.9.10″ _module_preset=”default” header_font=”Avenir Next Regular|||on|||||” header_text_color=”#FFFFFF” header_font_size=”40px” custom_margin=”||21px|||” global_colors_info=”{}”] The Mindful Wealth™ Project [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.10″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.9.10″ _module_preset=”default” background_color=”#fafafa” width=”100%” max_width=”1200px” custom_margin=”-193px|auto||auto||” custom_padding=”39px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.9.10″ _module_preset=”default” global_colors_info=”{}”][et_pb_blog posts_number=”1″ show_more=”on” show_author=”off” show_categories=”off” show_pagination=”off” module_class=”dt-blog” _builder_version=”4.14.2″ _module_preset=”default” header_font=”Avenir Next Regular|||on|||||”
- [What is Cryptocurrency and How Does it Fit into Your Portfolio?](https://fourpointswealth.com/what-is-cryptocurrency-and-how-does-it-fit-into-your-portfolio/) - [et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”]It’s about time we talk about cryptocurrency. Throughout 2020 and into 2021, no other financial topic has dominated the news cycle like crypto. And yet, despite all of this media coverage, most people still aren’t sure what crypto is and if they should be investing in it. Don’t worry
- [Millennials Can Use Financial Planning to Regain Financial Optimism](https://fourpointswealth.com/millennial-financial-planning/) - #The phrase, “Millennial Financial Planning” feels a bit like an oxymoron. Many high-earning Millennials struggle to identify as financially wealthy.
- [Why High Earners Need More Than a Net Worth Number](https://fourpointswealth.com/why-high-earners-need-more-than-a-net-worth-number/) - Wondering if you’re on track financially? Learn how high-income earners can uncover blind spots, build confidence, and measure financial health.
- [Unlock Tax-Free Wealth With the Power of a Roth](https://fourpointswealth.com/the-power-of-the-roth-financial-freedom-at-retirement/) - There’s an ancient proverb that says the best time to plant a tree was 20 years ago and the second-best time is now. If you’re trying to save money for retirement, it’s a good idea to heed that same advice. While growing a tree and building a nest egg may both start with planting a
- [Intentional Investing: Build Wealth With Purpose and Confidence](https://fourpointswealth.com/intentional-investing-effortless-investment-strategies-to-help-you-reach-your-goals/) - The key to creating meaningful wealth and financial vitality is building a financial framework that will do everything from mitigate the blow of a financial emergency to catapult you to reach the goals you’ve always had. Wherever you fall on that spectrum, there is a way to incorporate effortless investment strategies into your monthly savings
- [Why Traditional Wealth Management Is Failing Clients](https://fourpointswealth.com/wealth-management-is-broken/) - The concept of wealth management is attractive, especially in today’s world where there’s so much noise on where to invest your money and there are seemingly new ways to get rich everywhere you look, yet growth seems to evade you. The traditional approach to wealth management is flawed, and we’ve put to light the disruptive trends in wealth management.
- [The Extraordinary Opportunities and Hidden Dangers of NFTs](https://fourpointswealth.com/are-nfts-a-good-investment/) - What does the future of NFT 2.0 look like? In the next ten to twenty years, lots of changes are expected to come in the marketplace. Based on the trends I’ve seen, here are some ideas on how businesses may start leveraging NFTs in the future.
- [The Wealth Multipliers Most People Never Discover](https://fourpointswealth.com/5-benefits-of-using-a-boutique-financial-management-firm/) - It only takes a few bad investments or wrong decisions to lose your fortune. When it comes to your finances, you want to be sure that you have the best advice and management possible. Here are five benefits of using a smaller firm.
- [Unlock the Secrets to Lasting Financial Success](https://fourpointswealth.com/mastering-the-art-of-personal-finance/) - When it comes to managing personal finances, there are three distinct layers or orders that play a crucial role in shaping our financial well-being.
- [Unlock Your Wealth Optimization: Download the Ultimate Financial Blueprint](https://fourpointswealth.com/the-path-to-financial-prosperity-a-sneak-peek-into-our-wealth-optimization-guide/) - Learn how to optimize cash flow, reduce debt, automate finances, and accelerate wealth optimization with our free financial guide
- [The Powerful Year-End Financial Moves That Build Lasting Wealth](https://fourpointswealth.com/your-year-end-financial-game-plan-a-quick-checklist-for-a-solid-financial-future/) - As we approach the end of the year, right now is a great time to review and fine-tune your financial strategy to launch you into a new year. Year-end financial planning provides an invaluable opportunity to reflect on your financial goals, make last minute adjustments, assess the performance of your investments, and strategically position yourself for the upcoming year.
- [The Great Transition: How a New Generation Is Reshaping the Industry](https://fourpointswealth.com/changing-of-the-guard-how-an-aging-industry-is-transforming-and-allowing-for-new-perspectives/) - Change is inevitable. As I write this, the winds of transformation are sweeping through the realm of wealth management, bringing with them the possibility of embracing a fresh perspective and a modern approach.
- [Why Diversifying Your Wealth Is Critical for Business Owners](https://fourpointswealth.com/diversifying-your-wealth-as-a-business-owner/) - Discover why diversifying your wealth beyond your business can reduce risk, create stability, and unlock long-term financial growth.
- [5 Must-Read Books to Sharpen Your Investment Edge](https://fourpointswealth.com/investment-strategies-books/) - Discover 5 powerful books abut investing strategies that can sharpen your decision-making, strengthen financial habits, and help build long-term wealth.
- [Unlock More Cash Flow for the Life You Actually Want](https://fourpointswealth.com/optimize-your-cash-flow-for-your-active-lifestyle/) - Cash flow is a simple concept. In order to fully enjoy your lifestyle, you want to make sure you are able to afford it with available cash.
- [Navigating Wealth, Opportunity, and Risk as a College Athlete](https://fourpointswealth.com/the-changing-landscape-of-financial-planning-for-college-athletes/) - It’s been pretty hard to miss the controversies surrounding the impact of money in college sports. For a very long time, finances and collegiate athletes...
- [A Financial Planner's Perspective on the FIRE Movement](https://fourpointswealth.com/what-the-fire-movement-gets-wrong/) - “Financial Independence, Retire Early” - As I started digging deeper into this trending financial advice, it occurred to me that it falls short in a number of areas...
- [Why Successful Professionals Don't Leave Their Finances to Chance](https://fourpointswealth.com/why-you-should-work-with-a-certified-financial-planner/) - Discover why a Certified Financial Planner® can help you navigate complex financial decisions with expertise, integrity, and confidence.
- [The Hidden Challenges Every Side Hustler Should Know Before Starting](https://fourpointswealth.com/essentials-to-consider-before-starting-a-side-hustle/) - Heads up: this blog post might change your opinion on the value of a side hustle.
- [Customized Wealth Strategies for Professionals](https://fourpointswealth.com/financial-planning-and-clarity-for-white-collar-professionals/) - Personalized financial planning for white-collar professionals seeking clarity, confidence, and long-term wealth through tailored strategies.
- [Will AI Replace Financial Advisors? Why Human Advice Still Matters](https://fourpointswealth.com/will-ai-replace-financial-advisors-why-human-advice-still-matters/) - AI can deliver financial information fast, but true financial success still depends on human judgment, behavior, and trust.
- [A New Way to Build Long-Term Wealth from Day One](https://fourpointswealth.com/a-new-way-to-build-long-term-wealth-from-day-one/) - A new approach to building long-term wealth from day one—helping families start early, invest consistently, and harness compounding for future success.
- [Rethinking Financial Advice: Do You Need a Plan?](https://fourpointswealth.com/four-reasons-why-you-dont-need-a-financial-plan-or-advisor/) - Four scenarios where you may not need a financial plan or advisor—and how to know if a DIY approach makes sense for your situation.
- [A Practical Guide to Handling Financial Surprises](https://fourpointswealth.com/what-to-do-ifa-guide-to-managing-financial-surprises/) - Life has a way of catching us off guard, no matter how meticulously we plan. Whether it’s a sudden job loss, a health crisis, or a major unexpected expense...
- [The Truth About Real Estate Investing: Risks and Rewards](https://fourpointswealth.com/the-risks-and-realities-of-real-estate-investing-lessons-from-the-field/) - Over the past 15 years, real estate has gained an almost mythical reputation as the ultimate wealth-building vehicle...and while real estate can be a powerful wealth-building tool, it’s not without significant risks and challenges.
- [Unlocking Private Markets: Opportunities Beyond Public Exchanges](https://fourpointswealth.com/exploring-private-markets-investment-potential-beyond-public-exchanges/) - Investing often conjures images of stock tickers, trading floors, and publicly traded companies. But there’s another world of opportunity that remains underutilized...
- [How One Investor Leveraged Tech Stock Options for Financial Freedom](https://fourpointswealth.com/case-study-from-tech-stock-options-to-financial-freedom/) - A client story that highlights how second chances, strategic planning, and adaptability can lead to long-term financial freedom and lasting success.
- [The New Career Path: Women Choosing Entrepreneurship Over Corporate Life](https://fourpointswealth.com/women-are-leaving-corporate-america-to-pursue-entrepreneurship/) - This isn’t just a fleeting phenomenon; it’s a movement that reflects societal shifts, cultural critiques, and a renewed sense of purpose among women.
- [What My Fitness Results Exposed About My Financial Strategy](https://fourpointswealth.com/how-fitness-testing-exposed-my-financial-blindspots/) - A few weeks ago, I decided to take my health tracking up a notch. I consider myself someone who is pretty dialed-in when it comes to fitness training, health, and overall wellbeing. I already train consistently—whether I’m in the gym, on the bike, or on the trail—and I read the research, listen to the podcasts,
- [Bear Market Survival: Strategies to Protect and Grow Your Wealth](https://fourpointswealth.com/5-bear-market-strategies-to-maintain-financial-vitality/) - After the stock market free fall of 2020, day traders were making a killing, and everyone from regularJoes to Wall Street insiders were getting in on the action. Cryptocurrency was also red hot, with Bitcoinskyrocketing from an all-time high of over $23,000 in December 2020 to over $64,000 by the first half of2021. Fast forward
- [Build a More Resilient Portfolio With Alternative Assets](https://fourpointswealth.com/rethinking-your-portfolio-how-an-alternative-investment-strategy-can-help-you-during-difficult-market-cycles/) - Upgrade your portfolio with alternative investments to reduce risk, improve diversification, and stay resilient through volatile market cycles.
- [10 Financial Moves to Be Ready for Anything](https://fourpointswealth.com/planning-for-the-inevitable-10-financial-tips-to-be-financially-prepared-for-any-eventuality/) - Plan ahead to protect your loved ones. Learn key estate planning steps—from wills and trusts to succession and legacy—to ensure your wishes are honored.
- [A Practical Protocol When the Bottom Falls Out Financially](https://fourpointswealth.com/a-practical-protocol-when-the-bottom-falls-out-financially/) - Stay calm in financial crises. Learn how to avoid costly mistakes, manage stress, and follow a clear plan to protect and rebuild your wealth.
- [8 Financial Habits That Can Sabotage Long-Term Wealth](https://fourpointswealth.com/8-financial-habits-that-can-sabotage-long-term-wealth/) - Discover 8 financial red flags that can quietly derail your financial plan—and learn simple strategies to correct them before they impact your future.
- [Tax Planning Is Important and Your Children Should Know Why](https://fourpointswealth.com/why-talk-about-taxes-with-clients-children/) - Teaching the next generation about tax planning, Roth strategies, and retirement accounts can help families build smarter wealth for the future.
- [4 Financial Trends You Need to Look For In 2026](https://fourpointswealth.com/4-financial-trends-and-themes-to-keep-an-eye-on-in-2023/) - Four financial trends to watch in 2026: moderating growth, AI developments, concentration risk, and global trade shifts. Stay diversified and disciplined.
- [2026 Will Be a Year of Clarity and Confidence: Here's How to Navigate It](https://fourpointswealth.com/2026-will-be-a-year-of-clarity-and-confidence-heres-how-to-navigate-it/) - Prepare for 2026 market themes like AI innovation and policy shifts. Learn why a disciplined plan and diversification are key to investing with confidence.
- [The Unexpected Reason You Need A Financial Advisor](https://fourpointswealth.com/the-1-reason-you-need-to-hire-a-financial-advisor-its-probably-not-why-you-think/) - Not sure when to hire a financial advisor? Discover 8 key signs—from retirement planning to major life changes—that it’s time for expert financial guidance.
- [4 Powerful Things Cross Country Skiing Taught Me About Financial Freedom](https://fourpointswealth.com/4-things-i-learned-from-back-country-skiing-that-will-help-you-achieve-financial-freedom/) - Backcountry skiing teaches 4 key lessons—prep, risk, flexibility & teamwork—that also unlock financial freedom. Build wealth with intention.
- [Blindsided No More: Predictable 2026 Expenses to Budget For Now](https://fourpointswealth.com/blindsided-no-more-predictable-2026-expenses-to-budget-for-now/) - Plan your 2026 budget with confidence. Learn how to anticipate predictable expenses, manage cash flow, and avoid common budget busters.
- [Why Stock Options Could Be Your Greatest Wealth Opportunity](https://fourpointswealth.com/employee-stock-options-101-understanding-types-vesting-periods-exercising-and-tax-implications/) - Learn how employee stock options work—from vesting and exercising to taxes and risks. Real-life examples + expert tips for tech employees and business owners.
- [5 Mistakes Millennials Make That Sabotage Their Wealth](https://fourpointswealth.com/5-mistakes-millennials-make-that-sabotage-their-wealth/) - Feeling behind despite earning well? Discover 6 costly mistakes high-income millennials make—and how to build real wealth with clarity, confidence, and a plan.
- [From Confused to Empowered: How Millennials Are Redefining Financial Advice](https://fourpointswealth.com/from-confused-to-empowered-how-millennials-are-redefining-financial-advice/) - Discover why traditional advisors miss the mark for high-earning millennials and how a mindful, comprehensive financial plan can help you grow with confidence.
- [Millennial Financial Planning: 5 Conversations That Will Maximize Your Wealth](https://fourpointswealth.com/5-must-have-conversations-to-secure-your-financial-future-questions-to-ask-your-financial-advisor/) - Discover the 5 must-have conversations every millennial should have with their financial advisor to manage debt, set goals, and build lasting wealth.
- [Empowered From Within: How Fitness Sparked A Financial Breakthrough](https://fourpointswealth.com/empowered-from-within-how-fitness-sparked-my-financial-breakthrough/) - Discover how fitness testing revealed hidden gaps in performance and why uncovering financial blind spots with a planner can help you maximize wealth.
- [Mindful Personal Finance: 3 Principles for Lasting Wealth and Balance](https://fourpointswealth.com/3-mindfulness-principles-you-can-apply-to-personal-finance/) - Discover how intention, attention, and attitude can transform your money. Apply mindful personal finance principles to build clarity and freedom.
- [Our Clear Scope of Planning Process Can Maximize Your Wealth](https://fourpointswealth.com/our-clear-scope-of-planning-process-can-maximize-your-wealth/) - The financial industry has done a poor job showing clients the real value they provide. That’s why our process at Four Points Wealth looks different.
- [The Hidden Value of a Certified Financial Planner® (and Why It Matters More Than You Think)](https://fourpointswealth.com/what-is-a-certified-financial-planner-cfp-and-why-it-matters/) - One of the most important you’ll come across is the Certified Financial Planner® (CFP®) designation.
- [Mindful Wealth: The Ultimate Guide](https://fourpointswealth.com/mindful-wealth-the-ultimate-guide/) - Mindful Wealth is about creating alignment between your finances and your life. Make financial decisions that are rooted in your vision, values, and purpose.
- [Personal Financial Planning Can Make You a Better Leader: 4 Reasons Why Business Leaders Need Personal Guidance From a Holistic Financial Planner](https://fourpointswealth.com/financial-planning-can-make-you-a-better-leader/) - Strong leadership is about embodying the stability that comes from knowing your personal house is in order.
- [Simple Ways to Set Your Kids Up for Financial Success](https://fourpointswealth.com/4-ways-to-set-your-children-up-for-financial-success/) - Did you know your kids’ financial habits are mostly set by age 7? Let this comprehensive guide walk you through strategies to set them up for lifelong success.
- [What My Most Successful Clients Do Differently](https://fourpointswealth.com/what-my-most-successful-clients-do-differently/) - As a financial advisor for high-income professionals, I want to discuss how my ‘happier’ clients manage to truly enjoy the fruits of their labor.
- [Your Ultimate Guide to Navigating Job Loss](https://fourpointswealth.com/maintaining-your-financial-health-during-a-job-transition/) - These are the key financial and benefits-related considerations that can make a job transition smoother, more intentional, and ultimately more successful.
- [The Portfolio Strategy for Turbulent Markets](https://fourpointswealth.com/the-portfolio-strategy-for-turbulent-markets/) - Here's how to navigate your portfolio strategy through turbulent economic cycles; and, more importantly, how to emerge stronger on the other side.
- [Business Leaders Should Focus on These Four Moves to Be Financially Successful](https://fourpointswealth.com/four-moves-emerging-business-leaders-should-make-to-set-themselves-up-for-financial-success/) - I’m here to guide you through four core strategies essential to thrive financially. We'll explore actionable steps to build a robust financial foundation.
- [Top Reasons to Outsource to a Wealth Advisor](https://fourpointswealth.com/top-reasons-to-outsource-to-a-wealth-advisor/) - When does a person really need a wealth advisor? If you’ve been playing with the idea, but aren’t ready to take that leap, you’ll want to read this.
- [How to Make Decisions in the Current Housing Market](https://fourpointswealth.com/financial-decisions-in-todays-housing-market-making-the-best-choice-for-you/) - In today's housing market, are you better off buying a new home, refinancing the one you already have, or remodeling your current home? Let's help you assess.
- [How to Manage Your Money When Politics Are Tense](https://fourpointswealth.com/how-to-manage-your-money-when-politics-are-tense/) - Markets don’t vote, but they do react. When politics heat up headlines and unravel national emotions, what should you actually do to protect your portfolio?
- [Can You Make Money with Conscious Capitalism?](https://fourpointswealth.com/can-you-make-money-with-conscious-capitalism/) - If you’ve been curious about aligning your money with your values—but unsure how it affects your portfolio—this guide breaks down the pros and cons.
- [How to Split Finances When You Get Married](https://fourpointswealth.com/3-ways-to-manage-finances-after-marriage/) - Make an informed decision about how to blend, merge, or split your marital finances based on your needs and preferences, as well as the benefits and risks.
- [Tax Planning vs. Preparation: How to Save More on Taxes](https://fourpointswealth.com/the-power-of-tax-planning/) - Taylor Leary, Certified Financial Planner walks you through the difference between tax planning and preparation and how to use both to save more on your return.
- [Financial Survival Tips for the Sandwich Generation](https://fourpointswealth.com/the-sandwich-generation-how-to-navigate-the-financial-challenges-of-caring-for-aging-parents-and-a-growing-family/) - My Gen X and Millennial clients are becoming 'sandwiched' as financial caretakers for two generations—their kids and their parents.
- [Confessions of a Wealth Advisor: The Money Mistakes That Shaped My Financial Philosophy](https://fourpointswealth.com/confessions-of-a-wealth-advisor-the-money-mistakes-that-shaped-my-financial-philosophy/) - Just like anyone else, I made mistakes along the way. Some of them were small learning experiences. Others set me back financially and forced me to reevaluate my approach to money. These are my confessions—the four biggest financial mistakes I made early in my career and what I’ve learned from them.
- [How to Buy a Car Without Getting Ripped Off](https://fourpointswealth.com/how-to-buy-a-car-without-getting-ripped-off/) - Buying a car is exciting—who doesn’t love that new car smell? But let’s be real, between pushy salespeople, confusing financing options, and sneaky add-ons, it’s easy to walk away feeling like you didn’t get the best deal.
- [You’re Saving for Retirement in the Wrong Way](https://fourpointswealth.com/youre-saving-for-retirement-in-the-wrong-way/) - Rethinking Retirement Accounts and Why Traditional Savings Strategies May Be Holding You Back...
- [12 Financial Steps to End the Year Strong](https://fourpointswealth.com/12-financial-steps-to-end-the-year-strong/) - In the spirit of the season. I’ve put together 12 Steps to End the Year Strong. No partridges in pear trees here—just practical advice that pays dividends long after the last holiday decorations are packed away.
- [4 Habits That Will Help You Build Wealth in 2022](https://fourpointswealth.com/4-habits-that-will-help-you-build-wealth-in-2022/) - If you think about it, recent years have made us mentally, physically, and emotionally betterequipped to handle what life throws our way. We’ve become stronger as we’ve learned to movethrough resistance and challenges in the past two years. As we turn the page to a new year,abundance awaits us. All we need to do is
- [How to Set and Achieve Your Most Inspiring Financial Goals](https://fourpointswealth.com/how-to-set-and-achieve-your-most-inspiring-financial-goals/) - What would you attempt if you knew you could not fail? This is the question I often ask my clients as we discuss their financial goals. Many people cannot think about their own aspirations without condition; they have to imagine themselves winning the lottery or coming into a large sum of money unpredictably in order
- [3 Ways Financial Planning Can Lower your Stress](https://fourpointswealth.com/3-ways-financial-planning-can-lower-your-stress/) - These days, stress is practically unavoidable. We’re stressed about work, our families, housing, and everything in between. But there is one thing in particular that stresses out Americans like nothing else — money. According to a 2021 Capital One CreditWise survey, 73% of Americans rank their finances as the most significant source of stress in
- [Financial Advice Red Flags to Watch for on Social Media](https://fourpointswealth.com/financial-red-flags-to-watch-for-on-social-media/) - Today’s topic should be a fun one because it dives into something I’m seeing a lot of lately: red flags in financial advice on social media...
- [5 Qualities to Look for in a Financial Advisor](https://fourpointswealth.com/5-qualities-to-look-for-in-a-financial-advisor/) - If you decide to partner with a professional financial advisor, you should look for these five traits when choosing your retirement planning specialist.
- [Conversations You Need to Have with Your Spouse About Money](https://fourpointswealth.com/conversations-you-need-to-have-with-your-spouse-about-money/) - Money conversations with your spouse can be tough. But if there’s one thing I’ve witnessed as a financial advisor, it’s that it doesn’t have to be hard..
- [How to Invest with Today’s Changing Interest Rates](https://fourpointswealth.com/how-to-invest-with-todays-changing-interest-rates/) - If you’re unfamiliar with the power of a Federal interest rate cut, picture this: borrowing money becomes cheaper, mortgages become more affordable, and businesses can expand more easily.
- [How to Leverage Your Health for Wealth](https://fourpointswealth.com/how-to-leverage-your-health-for-wealth/) - Throughout my career as a wealth advisor, I’ve noticed some interesting parallels between an individual’s health and their ability to create more wealth...
- [The Synergy of AI and Human Expertise in Financial Advice](https://fourpointswealth.com/nurturing-wealth-ai-and-the-power-of-human-expertise-in-financial-advice/) - The advancement of AI in personal finance poses some serious shortcomings and doesn’t account for the value of a human connection.
- [Four Essentials for a Strong Estate Plan](https://fourpointswealth.com/four-essentials-for-a-strong-estate-plan/) - Most people understand the general importance of estate planning, but can get murky on the details when it comes to what, exactly, it entails.
- [How to Balance Your Personal and Business Financial Planning](https://fourpointswealth.com/balancing-personal-and-business-financial-planning/) - I encourage all of my business owners to align their personal financial planning with their business planning. Here's why.
- [Financial Strategies for New & Growing Families](https://fourpointswealth.com/proven-financial-strategies-for-new-and-growing-families/) - For new parents, using the proper financial strategies during parenthood is crucial for ensuring a stable future for everyone.
- [Fiduciary vs. Financial Advisor: What You Need to Know](https://fourpointswealth.com/what-is-a-fiduciary-and-why-does-it-matter/) - It’s important to know whether or not an advisor you work with has a fiduciary duty to you, the client.
- [Secure Your Future: Strategic Retirement Planning for Any Life Stage](https://fourpointswealth.com/unlocking-financial-freedom-strategic-retirement-planning-for-any-stage-in-life/) - Navigating the complexities of retirement planning requires a holistic and forward-thinking approach, that’s what my experience helping clients has told me.
- [Legacy Planning: How to Leave a Lasting Impact Beyond Money](https://fourpointswealth.com/legacy-planning-beyond-financials-leaving-a-lasting-impact/) - Legacy planning deals with more than just money. It’s about recognizing and remembering a lifetime of work for that future generations can carry on.
- [Maximize Your Wealth: Financial Strategies for High-Income Business Owners](https://fourpointswealth.com/strategic-financial-planning-for-high-income-business-owners/) - High-income business owners need a strategic financial plan to protect their wealth, from tax planning to seizing investment opportunities.
- [Everything You Need to Know to Plan for An Adventurous Retirement](https://fourpointswealth.com/retirementplanning/) - The concept of retirement has changed dramatically over the years. For a very long time, the role of retirement was, essentially, a short-lived experience.
- [How to Build A Comprehensive Financial Plan](https://fourpointswealth.com/comprehensive-financial-plan/) - How to Build A Comprehensive Financial Plan Four Points Wealth Management

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- [Wealth Score - Version B](https://fourpointswealth.com/wealth-score-b/) - Get a clear, personalized view of your financial health in under 10 minutes — covering net worth, cash flow, savings, retirement, and protection.
- [Wealth Score](https://fourpointswealth.com/wealth-score/) - You track your health, your fitness, your sleep. Find out where your wealth actually stands. Free assessment. Personalized results in under 10 minutes.
- [Assessment](https://fourpointswealth.com/wealth-score/assessment/) - Take the free Wealth Score assessment and get a personalized financial health score across five key dimensions in under 10 minutes. No account logins required.
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- [8 Steps to Accelerate your wealth version A1](https://fourpointswealth.com/8-steps-to-accelerate-your-wealth-v1/) - Download this free guide to accelerate your wealth. By following these steps will gain clarity, certainty, and confidence in your financial future.
- [8 Steps to Wealth - V.72025](https://fourpointswealth.com/8-steps-to-wealth-creation/) - Unlock your wealth potential with our friendly guide for high-income pros. Discover simple strategies to boost your financial freedom today!
- [About](https://fourpointswealth.com/about/) - Learn about Four Points Wealth Management’s mission to provide personalized financial guidance for high-income earners, business owners– and millennials!
- [What We Do](https://fourpointswealth.com/what-we-do/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.0″ _module_preset=”default” background_image=”https://fourpointswealth.com/wp-content/uploads/2024/02/Taylor-4PW-133-of-190-scaled.jpg” custom_padding=”152px||152px||true|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” custom_margin=”-9px|auto||auto||” custom_padding=”||11px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ admin_label=”Column” _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Text” _builder_version=”4.27.0″ _module_preset=”default” text_font_size=”16px” header_font=”Avenir Next Regular|||on|||||” header_text_color=”#FFFFFF” header_font_size=”44px” header_line_height=”0em” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” text_text_shadow_style=”preset3″ text_text_shadow_blur_strength=”0.5em” global_colors_info=”{}”] why we’re different [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”10px||8px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” max_width=”1200px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.0″ _module_preset=”default” header_2_font=”Avenir Next Bold|||on|||||” header_2_text_align=”left”
- [Contact Us](https://fourpointswealth.com/contact-us/) - Get in touch with Four Points Wealth Management to schedule a consultation. Let’s build a personalized financial strategy that aligns with your goals.
- [8 Steps - Direct Download](https://fourpointswealth.com/8-steps-download/) - [et_pb_section fb_built=”1″ _builder_version=”4.14.2″ _module_preset=”default” background_image=”https://fourpointswealth.com/wp-content/uploads/2023/10/Wealth-Accum.-Banner.png” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.14.2″ _module_preset=”default” min_height=”528.5px” custom_margin=”-6px|auto|-44px|auto||” custom_padding=”|0px||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.14.2″ _module_preset=”default” global_colors_info=”{}”][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.10″ _module_preset=”default” min_height=”274.9px” custom_margin=”-207px||-43px|||” custom_padding=”35px||65px|||” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.14.2″ _module_preset=”default” background_color=”#273D5E” width=”50%” width_tablet=”85%” width_phone=”90%” width_last_edited=”on|desktop” max_width=”1200px” min_height=”183.9px” custom_margin=”0px|auto||auto|false|false” custom_padding=”2%|2%|2.5%|2%|false|true” custom_padding_tablet=”3%|2%|2%|2%|false|false” custom_padding_phone=”5%|2%|5%|2%|false|false” box_shadow_style=”preset5″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.9.10″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Thank you for requesting 8 Simple Steps to Accelerate Your Wealth!
- [8 Steps to Accelerate your wealth version A2](https://fourpointswealth.com/8-steps-to-accelerate-your-wealth-version-a2/) - [et_pb_section fb_built=”1″ _builder_version=”4.14.2″ _module_preset=”default” background_image=”https://fourpointswealth.com/wp-content/uploads/2023/10/Wealth-Accum.-Banner.png” custom_margin=”||-33px|||” custom_padding=”88px||88px||true|false” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.10″ _module_preset=”default” custom_margin=”19px|||||” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.14.2″ _module_preset=”default” background_color=”#273D5E” width=”50%” width_tablet=”85%” width_phone=”90%” width_last_edited=”on|desktop” max_width=”1200px” min_height=”555.3px” custom_margin=”-75px||||false|false” custom_padding=”0%|2%|4%|2%|false|false” custom_padding_tablet=”3%|2%|2%|2%|false|false” custom_padding_phone=”5%|2%|5%|2%|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.9.10″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.14.2″ _module_preset=”default” custom_margin=”19px||15px||false|false” custom_padding=”0px|||||” hover_enabled=”0″ global_colors_info=”{}” text_orientation=”left” sticky_enabled=”0″] Download our FREE guide and accelerate your wealth to new heights. Plus, as a bonus,
- [Thank you page - 8 Steps](https://fourpointswealth.com/thank-you-page-8-steps/) - [et_pb_section fb_built=”1″ _builder_version=”4.14.2″ _module_preset=”default” background_image=”https://fourpointswealth.com/wp-content/uploads/2023/10/Wealth-Accum.-Banner.png” custom_padding=”0px||0px||true|false” hover_enabled=”0″ global_colors_info=”{}” title_text=”Wealth Accum. Banner” sticky_enabled=”0″][et_pb_row _builder_version=”4.14.2″ _module_preset=”default” min_height=”528.5px” custom_margin=”-6px|auto|-44px|auto||” custom_padding=”|0px||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.14.2″ _module_preset=”default” global_colors_info=”{}”][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.10″ _module_preset=”default” min_height=”274.9px” custom_margin=”-207px||-43px|||” custom_padding=”35px||65px|||” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.14.2″ _module_preset=”default” background_color=”#273D5E” width=”50%” width_tablet=”85%” width_phone=”90%” width_last_edited=”on|desktop” max_width=”1200px” min_height=”183.9px” custom_margin=”0px|auto||auto|false|false” custom_padding=”2%|2%|2.5%|2%|false|true” custom_padding_tablet=”3%|2%|2%|2%|false|false” custom_padding_phone=”5%|2%|5%|2%|false|false” hover_enabled=”0″ box_shadow_style=”preset5″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4.9.10″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Thank you for requesting
- [2023 Key Financial Data](https://fourpointswealth.com/2023-key-financial-data/) - [et_pb_section fb_built=”1″ _builder_version=”4.14.2″ _module_preset=”default” background_image=”https://fourpointswealth.com/wp-content/uploads/2021/08/Header-Image.png” custom_padding=”143px||143px||true|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.9.10″ _module_preset=”default” custom_margin=”-67px|auto||auto||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.9.10″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” header_font=”Avenir Next Bold|900||on|||||” header_text_color=”#FFFFFF” header_font_size=”40px” header_line_height=”1.4em” global_colors_info=”{}”] 2023 Key Financial Data [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.10″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ custom_padding_last_edited=”on|phone” _builder_version=”4.14.2″ _module_preset=”default” background_color=”#273D5E” width=”50%” width_tablet=”85%” width_phone=”90%” width_last_edited=”on|desktop” max_width=”1200px” custom_margin=”-170px||||false|false” custom_padding=”2%|2%|4%|2%|false|false” custom_padding_tablet=”3%|2%|2%|2%|false|false” custom_padding_phone=”5%|2%|5%|2%|false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.9.10″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.14.2″ _module_preset=”default”
- [Recession Report - Updated](https://fourpointswealth.com/2022-recession-report/) - [et_pb_section fb_built=”1″ _builder_version=”4.14.2″ _module_preset=”default” background_image=”https://fourpointswealth.com/wp-content/uploads/2021/08/Header-Image.png” custom_padding=”143px||143px||true|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.9.10″ _module_preset=”default” custom_margin=”-67px|auto||auto||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.9.10″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” header_font=”Avenir Next Bold|900||on|||||” header_text_color=”#FFFFFF” header_font_size=”40px” header_line_height=”1.4em” global_colors_info=”{}”] 2022 Recession Report [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.10″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ custom_padding_last_edited=”on|phone” _builder_version=”4.14.2″ _module_preset=”default” background_color=”#273D5E” width=”50%” width_tablet=”85%” width_phone=”90%” width_last_edited=”on|desktop” max_width=”1200px” custom_margin=”-170px||||false|false” custom_padding=”2%|2%|4%|2%|false|false” custom_padding_tablet=”3%|2%|2%|2%|false|false” custom_padding_phone=”5%|2%|5%|2%|false|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”1_2″ _builder_version=”4.9.10″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.14.2″ _module_preset=”default”
- [Recession Report](https://fourpointswealth.com/recession-report/) - [et_pb_section fb_built=”1″ _builder_version=”4.14.2″ _module_preset=”default” background_image=”https://fourpointswealth.com/wp-content/uploads/2022/05/maxim-hopman-fiXLQXAhCfk-unsplash-scaled-e1653342892602.jpg” custom_padding=”143px||143px||true|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.9.10″ _module_preset=”default” custom_margin=”-67px|auto||auto||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.9.10″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” header_font=”Avenir Next Bold|900||on|||||” header_text_color=”#FFFFFF” header_font_size=”40px” header_line_height=”1.4em” global_colors_info=”{}”] 2022 Recession Report [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.10″ _module_preset=”default” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|desktop” _builder_version=”4.14.2″ _module_preset=”default” background_color=”#273D5E” width=”50%” width_tablet=”85%” width_phone=”90%” width_last_edited=”on|desktop” max_width=”1200px” custom_margin=”-190px||||false|false” custom_padding=”10px|10px|25px|10px|false|false” custom_padding_tablet=”10px|10px|25px|10px|false|false” custom_padding_phone=”10px|10px|25px|10px|false|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4.9.10″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.14.2″ _module_preset=”default” global_colors_info=”{}”][/et_pb_code][et_pb_text

## Categories

- [Uncategorized](https://fourpointswealth.com/category/uncategorized/)
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- [Innovative Investments](https://fourpointswealth.com/category/innovative-investments/)
- [Recession and Economics](https://fourpointswealth.com/category/recession-and-economics/)
- [Bear Market Strategy](https://fourpointswealth.com/category/bear-market-strategy/)
- [Business Financial Solutions](https://fourpointswealth.com/category/business-financial-solutions/)
- [Personal Finance](https://fourpointswealth.com/category/family-financial-advice/personal-finance/)
- [Strategic Financial Planning](https://fourpointswealth.com/category/strategic-financial-planning/)
- [Tax Planning](https://fourpointswealth.com/category/tax-planning/)

## Tags

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